Best RTP Slots At Michigan Online Casinos

RTP or Return to Player is a percentage that tells you the expected return on a specific slot game over time. Knowing what RTP means and how it impacts your chances can be vital to improving your Michigan online gambling experience.

The higher the RTP, the more the slot is going to pay out over time. Online slot machines typically have a payout rate of 93%-97%, meaning between 93 and 97 cents for each dollar played will come back to players in the form of wins. How often and how big those wins are will depend on other factors like type of slot, volatility, number of paylines, jackpot size, minimum per spin and more. But RTP is a great place to start when choosing from hundreds of online slots to play.

If you want to find out about the highest paying slots in Michigan, we cover all of that and more here.

Casinos with the best paying slots in Michigan

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What is RTP for online slots?

RTP stands for Return To Player and represents the percentage of money bet on the game that will be paid out through wins over time. Each slot machine has a pre-set RTP percentage.

RTP percentages can vary, but most slots at Michigan online casinos sit around the 93-97% range. The higher the number, the better for the player, in general. For example, if you spend $100 on a slot with a 96% RTP, expectations would be to win back about $96 of that $100 wagered.

However, there are other factors that come into play that prevent that from being a perfect science. The RTP represents what the payback will be over the life of the game. So when someone wins big, that will balance out with another player(s) not having much success.

While a high RTP is good for players, it’s not a guarantee of success in the immediate sense.

That’s because you also have to consider volatility, which gets into the win frequency of the game. More about that below.

Highest RTP slots in Michigan and where to play them online

If you’re looking for online slots in Michigan with the best RTP, below is a list of some of the games you can consider.

RankOnline SlotRTPVolatilityWhere To Play
1Dead or Alive98.6%HighPlay at Golden Nugget Casino
2Blood Suckers98%LowPlay at FanDuel Casino
3Starmania97.9%LowPlay at BetMGM Casino
4White Rabbit
Megaways
97.8%HighPlay at WynnBet Casino
5Triple Double Da
Vinci Diamonds
97.1%MediumPlay at DraftKings Casino
6Jack Hammer97%Low-MediumPlay at Caesars Casino
7Imperial Riches96.9%MediumBetMGM Casino
8Divine Fortune96.6%Medium-HighFanDuel Casino
9Mercy of the Gods96.6%MediumGolden Nugget
105 Treasures96.3%MediumWynnBet Casino

How is RTP determined?

RTP is calculated by the total amount of money returned to players divided by the total amount wagered.

Remember that, though the RTP of slots is high, it can be misleading. In a game like blackjack, your RTP is at about 50%. That means the expectation is to win about half of the hands you wager on. With slots, the RTP is higher, but payouts vary greatly. A lower slot RTP may have a bigger payout to pursue.

Some slots have ranging RTP based on bonus features and progressive jackpots. Divine Fortune is a good example. The listed RTP of 96.6% is only accurate if you take part in the progressive jackpot aspect of the game, which sometimes requires betting the max (depending on the game). If you’re not playing for the jackpot, the RTP falls to just 92.5%.

Knowing how your odds change, it may be in your best interest to pick a different game if you don’t plan on playing for the progressive jackpot. For more on progressive jackpots, see below. 

What does volatility mean?

Along with RTP, it’s important to know what a game’s volatility is. Volatility relates to the risk involved playing the slot and the rate of wins the game will pay out.

Low volatility slots will have more frequent wins of smaller amounts. The biggest prize available typically isn’t as large as it is in other, higher volatility games. However, there will be more small victories sprinkled in.

Examples of low volatility slots include titles like Blood Suckers (98% RTP) and Triple Diamond (96.1% RTP), both of which you can find at BetMGM Online Casino.

High volatility slots are the opposite. These games feature big top prizes, or even a progressive jackpot. However, wins of any kind tend to be fewer and far between. You can play the game longer without much success, hoping to get a big payout over time.

Examples of high volatility games include Dead or Alive (98.6% RTP) and Cash Eruption (96% RTP). Both can be found at Golden Nugget Online Casino MI.

Many games have medium volatility, which is a balance of the two. Included there is Mercy of the Gods (96.6% RTP) and 88 Fortunes (96% RTP). You can play those at Caesars Online Casino.

Players seeking a big payout tend to go with high volatility slots. Those seeking a longer game experience without big losses tend to side with low volatility. The following table gives you an idea of how games with similar RTP can vary drastically in volatility.

Michigan online slots RTP vs. volatility

Online SlotRTPVolatility
Fortune Coin96.2%Low-Medium
Wheel of Fortune
Triple Extreme Spin
96.1%Medium
Triple Diamond96.1%Low
Vegas Night Life96%Medium
Bonanza96%Medium-High
Double Jackpot Gems96%Medium
Total Meltdown96%Low
Cash Eruption96%High
88 Fortunes96%Medium

Progressive jackpots

Progressive jackpot slots are also popular in Michigan. In a progressive jackpot, a small amount of each wager you make is added to an overall jackpot prize for someone to eventually claim.

These fall into the category of high volatility because with the potential of a huge payout comes many spins that will yield little to no payout.

There are many different types of progressive jackpot slots, but all of them will clearly post the jackpot prize(s) currently available on the game. Make sure to read the rules carefully, as most will require a max bet to be eligible for the top progressive jackpot.

Some of the more popular progressive jackpot games include Divine Fortune, 5 Fortunes and Mercy of the Gods. Each has competitive RTP and at FanDuel Online Casino, you can find progressive jackpot games labeled on their selection page.

Bison Fury is another popular progressive slot game, but its RTP is just 93.4%. However, it has led to Michigan’s top online jackpots for 2022.

Return To Player FAQ

Online casinos are required to publish the RTP for each online slot game they offer. Gaming operators typically publish the RTP of their slot game in the information section of the game. Game developer websites can also contain the information.

The highest RTP game can change frequently with new games popping up all the time. Dead or Alive at 98.6% is the highest RTP for a game played with frequency across multiple online casinos in Michigan. No game will ever have 100% RTP.

No. Online slots have better RTP than land-based slots. Most RTP for online slots range from 93-97%. Anything above is a bonus. Anything below should be factored into your playing strategy. Land-based casinos average RTP is more around 86% that can fall into the 70s. Operational costs are greater at retail casinos, which factors into lower RTP for players.

If looking for a specific online casino to get the best chance to win, popularity tends to factor in. Online casinos can afford higher payouts due to operational costs being less than a retail casino. More popular operators have even more luxury to keep their players happy. BetMGM Casino Michigan is the far-and-away leader in the state with more than double the online revenue of its nearest competitors, FanDuel MI and DraftKings MI.

Games with higher RTP pay back the players more over the longterm life of the game. But, progressive jackpot games have the largest single payouts for those lucky enough to win them. Just in 2022, Bison Fury paid out multiple jackpots of over $1.3 million in Michigan.

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