Online Casino Payment Methods In Michigan

Online casinos are a staple for Michigan players. While there are many similarities between playing at brick-and-mortar and online Michigan casinos, there are also some differences. One of the significant differences is how to make a deposit and how to collect your winnings.

This guide gives you all of the Michigan online gambling payment information you need, from various methods to their pros and cons.

Our recommended Michigan online casino banking methods

Each casino offers the basic deposit and withdrawal methods of debit cards, e-wallets, and bank transfers. Beyond the basics, only some casinos offer every method, and no banking methods are created equal.

Other popular casino banking methods

There are many ways to transfer money, and new applications are being developed. In addition to our top picks above, below are four additional and popular funding methods.

Bank transfer

Players can securely link their bank accounts to an online casino, providing seamless electronic fund transfer. If security is your main concern, bank transfers are the most secure. They also offer high transfer limits in the tens of thousands. However, they take days to process and usually charge a fee for deposits and withdrawals.


PayNearMe is a great way to deposit into your casino accounts, particularly if you don’t have a bank account. Many Michigan convenience stores, pharmacies, and other such retail outlets have Paynearme. You can deposit cash and credit funds to your casino account via Paynearme at these locations. Some retailers charge a small fee, and there is often a processing time that will delay your play.


Skrill is an e-wallet similar to PayPal, Venmo, and Apple Pay. It is secure, and you can make deposits and withdrawals without directly linking your bank account to your casino account, a nice layer of security. Some casinos have low or non-existent fees, and both deposits and payouts are fast. Skrill is not as widely accepted as PayPal. Only DraftKings, FanDuel, Caesars, BetMGM, and Golden Nugget accept Skrill.

Casino cage

Cash at the casino cage is just what it sounds like. Many brick-and-mortar casinos will allow you to deposit at their retail casino to fund and withdraw from your online account. There is typically no fee for this. The transaction can be completed in just a few minutes while you are there.

Comparing all casino banking methods

Which of these deposit and withdrawal methods are best for you? Beyond the methods your casino accepts, it is personal preference. We put together a table with key features like online casino payout speed, to consider when deciding which method is best for you.

TypeDeposit TimeWithdrawal TimeMinimum Deposit Average
PayPalInstantMinutes to 24 hours$10
Apple PayInstant24 to 72 hours. Some casinos do not allow a withdrawal into Apple Pay$10
Play+ prepaid cardsInstant24 hours or less$5-$10
VenmoInstantInstant to 72 hours$5-$10
eCheckInstant72 hours or less$10
Credit cardsInstantWithdrawals not supported$10
Debit cardsInstant72 hours or less$5-$10
Bank transferLess than 24 hours4 days or less$10
PaynearmeInstantWithdrawals not supported$10
SkrillInstant48 hours or less$10

It’s important to remember that withdrawal times and minimum and maximum deposits vary from casino to casino. Some may have an ‘internal review’ period of up to 5 days in addition to the times listed. This is why you must always read the terms and conditions regardless of your chosen method to ensure you select the most suitable method for your needs.

How to select the best online casino banking method in Michigan

It may be tempting to grab your debit card or log into your PayPal account, deposit, and start playing.

Don’t do that!

  • Do this instead:
  • Read the terms and conditions.
  • Know the minimum deposit limits and withdrawal limits.
  • Be aware of how long it takes to receive your winnings.
  • Research how secure each method is.
  • Be mindful of any fees associated with each deposit and withdrawal.

Then, after you have all the relevant information, decide which method is best for your situation.


Security is a priority for any financial transaction, and each fund transfer we’ve discussed is secure. But some methods are more secure than others.


Casinos, obviously, want you to play. So, they make it as easy to deposit and withdraw your money with as many options as possible. However, only some casinos offer every payment option. Additionally, new payment methods are being introduced, and casinos are adding different payment options.


Most online casino banking methods available in Michigan do not have any fees associated with deposits and withdrawals. However, as not all banking methods are created equally, remember that Pay+, Venmo, bank transfers, Paynearme, and Skrill may have fees associated with creating an account or have transaction fees.

Minimum/maximum deposit/withdrawal

Here, we refer to each payment method’s minimum and maximum deposit and withdrawal amount. The casinos have policies regarding the minimum and maximum deposit and withdrawal, which will apply to each funding type.

Michigan online casino deposits

Making a deposit at an online casino is a straightforward process, regardless of the type of deposit option you choose. Once you have created your account with the casino, you will be prompted to deposit money and add a promo code if you have one. Select the deposit method of your choice and follow the instructions.

Once you select the deposit method, you can expect several steps to fund your account. This may include filling out a form and providing additional proof of identity. Others may take you to an external site or popup to enter your login information and fund your account. The key is to carefully read the instructions and terms for each deposit method to ensure it is the ideal one for you. Once you’ve confirmed your deposit, it should be in your casino wallet within minutes.

Online casino withdrawals in Michigan

Withdrawing from an online casino is what generally worries most players. Firstly, if you’ve used a bonus when signing up, you must confirm you’ve completed the playthrough requirements before withdrawing. If you have, ensure you have the necessary funds to initiate a withdrawal.

Once in your account and funds are confirmed, select ‘Withdrawal’, and you will be taken to the withdrawal page where you can select your banking method. Different casinos have different banking methods available. Choose the one that best suits you and follow the instructions. As withdrawal times vary from casino to casino and method to method, read the terms and banking information carefully before selecting.

Common issues when banking at an online casino

Casinos want you to play, have fun, and play again, so they work hard to make your gaming experience smooth and trouble-free. However, there may be a bump in the road on rare occasions.

Declined credit or debit card deposit

Aside from the most common reason of needing more funds, there are other reasons why your card may not be going through. If this isn’t the issue and you have enough funds, consider contacting your bank or card issuer.

Some banks and credit card companies do not allow using their cards for online gambling or have limits set that you must manually lift.

Another common cause is that your card issuer needs to allow the card to be used with online casinos. If this is the case, try an e-wallet since credit card issuers typically do not restrict funds transfer to an e-wallet.

An error occurs during the deposit process

The internet and wifi services are not perfect. As with any website or internet connection, interruptions can happen. The first step is to close the casino tab, wait a moment, and then log back in and try again. If the error continues, try a different browser. If that does not solve the issue, take and send a screenshot to the casino’s customer service department. Include your email address, a description of the problem, and the deposit method.

You can expect a quick response since it’s in the casino’s interest to get you playing.

Unable to withdraw your winnings online

Legal online casinos will always allow you to withdraw your money. If you are having problems with a withdrawal, it can be solved.

Make sure that you are meeting the minimum withdrawal amount for the method you’ve chosen. You can collect your funds at the retail casino if the amount is less than allowed online. If the request meets the minimum amount, double-check that you did not use special characters on the withdrawal form or include decimal points or commas in the amount. You must also use whole numbers.

If there is still an issue, email the error message or a screenshot to customer service. They will get it sorted for you.

Can not withdraw the entire credit balance

First, ensure you meet all the withdrawal requirements as outlined above. If you have used a bonus or played in a tournament or other promotion, ensure you’ve completed any playthrough requirements or other participation conditions.

If there is still an issue, email customer support, and they will help you.

Withdrawal request cancelled

If you’ve completed a withdrawal and then it’s been canceled, it is most likely due to one of these issues:

  • A withdrawal to a payment method not in your name.
  • Withdrawing before play requirements have been met.

Be aware that the casino has the right to send withdrawals to the payment method used to make the deposit up to the total amount deposited before other withdrawal options are used. The payment methods used are at the discretion of the casino.

The casino will communicate with you if there is an issue. Always check your registered email with the casino for messages about withdrawal. If the casino has yet to email you, you must email the casino explaining the issue.

RELATED: Cashless casinos in Michigan

Always gamble responsibly

Gambling is entertainment. If you or someone you know has a problem with gambling, the state of Michigan, Michigan casinos, and several nonprofits can help.

Additionally, many payment options prohibit or restrict online gaming to reduce problem gambling. Credit and debit card issuers may exclude deposits specifically to online casinos or limit the daily or cumulative amounts available for deposits at online casinos. Several prepaid cards do not allow online casino deposits.

Almost all payment methods have a maximum deposit limit, which helps control unhealthy gambling. For example, many e-check providers limit how much you can deposit within a 7-day period, and Paynearme has a $500 daily cumulative limit. If the payment method you use does not set limits or the limits are too high, online casinos allow you to set your limits through deposit and time limits.

  • Deposit limits let you manage how much you can deposit over a specific time.
  • Time limits let you manage the length of your gaming sessions,

For example, FanDuel has a program called Play Well that gives you the power to bet wisely.

If these limits are insufficient, please contact one of the following organizations for help.

The Michigan Department of Health and Human Services (MDHHS) has a 24-hour toll-free helpline, 1-800-270-7117.  For more information, go to the MDHHS website.

Michigan casinos have a Disassociated Persons List that allows customers to voluntarily self-exclude from Detroit casinos by submitting a Removal Request Application.

The Responsible Gaming Database (RGD) allows a patron to voluntarily self-exclude from all Michigan-regulated online gaming.

Other resources include:

  • Gam-Anon – For family members and friends of compulsive gamblers.
  • Gamblers Anonymous – A group of men and women who support each other to overcome gambling problems.

National Council on Problem Gambling – Provides information about problem gambling.

Casino Banking Methods FAQ

  • PayPal
  • Apple Pay
  • Play+ prepaid cards
  • Venmo
  • E-checks
  • Credit cards
  • Debit cards
  • Bank transfer
  • Paynearme
  • Skrill
  • Casino cage

Yes, and that minimum depends on the payment method and the casino. Generally, the minimums are in the $5 to $10 range. However, if you take advantage of a welcome no-deposit bonus, you can test the casino before depositing.

Deposits will be in your online casino account immediately to up to 24 hours, depending on the deposit method.

All casinos have a ‘review process’ for withdrawing money. This can be as long as 10 days, after which each payment method has a processing time. But generally, you will have your winning back within a week. Some withdrawal methods are instant, such as with a casino prepaid card.

Sometimes. If there is a withdrawal minimum, it depends on the payment method and the casino. Generally, the minimums are in the zero to $20 range.

The first step is to find out why the casino isn’t releasing your funds. Contact the casino immediately and find out the reason for the hold. In many cases, this is due to them requiring additional proof of identity. If the issue persists and no measures are taken to move your funds, you can contact the Michigan Gaming Control Board.

Unfortunately, if you have opted to gamble at an illegal offshore casino not regulated by the Michigan Gaming Control Board, there isn’t much you can do outside of working with them in hopes of getting your money.

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