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Hard Rock Bet has stopped accepting credit cards as a funding option for its Michigan platform, joining a growing list of operators cutting off the payment method nationwide.
Hard Rock Bet did not immediately respond to PlayMichigan‘s request for comment.
The change affects one of the newest Michigan online casinos and sports wagering brands. Hard Rock Bet Casino MI launched in the state in December 2025 through a partnership with the Hannahville Indian Community’s Island Resort & Casino. The operator is among the newer Michigan sportsbooks to also offer full iGaming access, making Michigan one of only two markets, alongside New Jersey, where Hard Rock runs both verticals under one login.
Confirmed rollout across Hard Rock Bet’s markets
The company confirmed the change to SBC Americas, telling the outlet that it no longer takes credit card deposits for its sports wagering and iGaming products. The change was rolled out in phases across Hard Rock Bet‘s American markets over the past several weeks and also applies in Ontario, where the operator recently launched.
The operator’s help center confirms linked credit cards can’t be used for deposits through PayPal or Venmo, and it only accepts debit cards:
“Deposit completion via PayPal will be immediate. You must use a linked bank account as the payment method in order to deposit into Hard Rock Bet with PayPal. PayPal balances and linked credit cards may not be used for deposits.”
Michigan account holders can still fund their accounts using debit cards, online bank transfers, PayPal, Venmo and other methods. However, Hard Rock Bet’s help center notes that linked credit cards can’t be used as a workaround through third-party services like PayPal or Venmo, closing that loophole.
Following an industry-wide push
A Hard Rock Bet spokesperson told SBC Americas the move “reflects a broader industry shift toward promoting responsible gaming and encouraging the use of alternative payment methods, such as debit cards, bank transfers, and digital wallets.”
The decision comes months after Massachusetts Sen. Elizabeth Warren sent letters to several operators, including Hard Rock Digital, urging them to stop accepting credit cards for gambling deposits. Warren argued that credit card transactions used to fund bets are typically treated as cash advances, which can trigger higher fees and immediate interest charges that many customers don’t realize they’re taking on.
Hard Rock Bet now follows DraftKings, FanDuel, BetMGM, bet365 and Caesars Digital, all of which banned credit card deposits over the past year. Fanatics has said it never allowed the option in the US.
The policy shift also lines up with a broader regulatory trend. States including Massachusetts, Iowa, Tennessee, Colorado, Maine and Virginia already prohibit credit card use for online wagering, and Michigan lawmakers have not proposed a similar ban to date.
For now, the change means Michigan bettors and iGaming players will need to rely on debit cards, bank transfers or e-wallets to deposit funds on Hard Rock Bet, a shift that mirrors what’s already standard across most of the state’s other licensed platforms.
